What is Travel Insurance and Pet Travel?
Pet travel insurance is specifically designed to cover risks associated with traveling with your pet. This can include coverage for costs incurred due to travel delays, cancellations, lost or delayed pets, and even some medical emergencies that occur while your pet is in transit. For example, pet travel insurance could cover if your pet is scheduled to fly from San Francisco to London on United Airlines Flight UA 733, departing at 13:00 on 11 June 2023 and arriving at 16:45 on the same day the costs if there are any unexpected delays or cancellations.
However, it’s important to note that pet travel insurance typically only covers incidents related to the travel itself and not broader health issues your pet may experience. It’s also usually a one-time or short-term coverage for the travel duration.
Pet travel insurance is made especially to protect against the hazards involved in taking your pet on a trip. This can include compensation for expenses related to missed flights, canceled trips, misplaced or delayed pets, and even some medical crises that arise while your pet is traveling.
It’s important to remember, too, that pet travel insurance usually only covers events pertaining to the actual trip and does not address more general health problems your pet may have. Additionally, the coverage is typically only temporary or one-time for the length of the trip.
What types of animals are included?
Dog and cat insurance is provided by almost all pet insurance companies. Procedures and services resulting from an illness or injury are usually covered by a base plan. Furthermore, the majority of pet insurance companies provide a premium plan that covers additional expenses including lab costs, office visits, diagnostic testing, emergencies, and diagnostic tests. Preventative care and wellness services for animals are typically available as add-ons.
While you may wish to travel with your boa constrictor, guinea pig, or iguana, most pet travel insurance companies only cover dogs and cats. They have to be domesticated cats and dogs that are maintained in homes for company rather than for trade.
Only dogs and cats are covered by the majority of the top pet insurance providers. Consequently, you have limited choices if you require insurance for a bird, reptile, or other “exotic animal” such as:
- Reptiles
- Amphibians
- FerretsGuinea pigs
- Hedgehogs
- Mice
- Mini goats
- Potbellied pigs
- Rabbits
- Rats
- Birds
Which types of animals are not usually covered?
Most pet insurance policies do not cover expensive animals or creatures that would be considered dangerous to own. Generally speaking, unless you are professionally educated to work with such animals, it is not advised for most individuals to possess a pet tiger or monkey. Maybe that’s why it’s almost impossible to get coverage for costly or possibly dangerous animals, including tigers, monkeys, horses, and cows, from the main pet insurance firms.
What does pet travel insurance cover?
Imagine your dog exploring the grounds as you unwind by the pool at your beachfront villa. All of a sudden, your dog is yelping with pain. Is there a bee sting? Did they consume a poisonous plant? Do you need to head straight to the vet?
Having pet travel insurance will ensure that you don’t hesitate to provide your pet with the necessary emergency care. You are aware that a portion of the vet bills will be covered by your pet travel insurance. (Even when you’re on a long vacation or trip abroad.)
Pet travel insurance, typically covers different scenarios/things:
Injury: Pet travel insurance will cover the cost of veterinary care at your destination if your pet suffers an injury in an accident while you are on a covered vacation.
Having pet travel insurance will ensure that you don’t hesitate to provide your pet with the necessary emergency care. You are aware that a portion of the vet bills will be covered by your pet travel insurance. (Even when you’re on a long vacation or trip abroad.)
Pet travel insurance, typically covers different scenarios/things:
Injury:
Pet travel insurance will cover the cost of veterinary care at your destination if your pet suffers an injury in an accident while you are on a covered vacation.
Your insurance plan makes sure you don’t go broke getting your four-legged companion the medical attention they need if they become ill while you’re on a covered trip. Pets with pre-existing medical issues can actually be covered by the battleface plan; the main requirement is that the sickness must have developed during the journey.
Illness:
You may travel with your pet in confidence, knowing that her claim won’t be refused if she gets sick on the trip because of a pre-existing condition. There are a few restrictions for coverage, such as acquiring the policy within 15 days of the original trip payment and covering the whole cost of the trip.
Pet return:
Pet return coverage guarantees that your pet will be returned to you in the event that you have to leave your trip early for any reason and are unable to take it with you. The most frequent situation in which this coverage is needed is when you, the pet owner, become ill or injured while traveling and require emergency transportation home, and your pet is not permitted to travel with you. If needed, pet return coverage even covers the price of an attendant. Remember that you will require a pre-authorization from your insurance provider for your vacation plans.